ARE rich people just good with money or is there something a little deeper underpinning their success?
Most people would agree that certain lifestyle choices and daily
habits are as valuable in the quest for wealth as a sound understanding
of finances.On the flipside, there's a bunch of stuff you should never, ever do if financial security is one of your main goals.
Two American wealth gurus have combined these two ideas into an excellent list .
What happened was, wealth guru Tom Corley wrote a list of 10 rich habits that will make you rich, followed by 18 poverty habits that are keeping you poor.
Then along came another wealth guru, Dave Ramsey, who helpfully condensed Corley's ideas into a 20-point list of his own.
For your sake, we've boiled this thing down even further. Here are 10 things which rich people do and poor people don't. And as we've already said, these things have nothing to do with money.
1. EAT RIGHT
Corley undertook his own research on the habits of rich people and poor people - by interviewing real people - and he found that 70 per cent of wealthy people eat less than 300 junk food calories each day. By contrast, 97 per cent of poor people eat more than 300 junk food calories per day.2. KEEP YOUR CARDS CLOSE TO YOUR CHEST

3. SET GOALS
Eighty per cent of wealthy people are focused on accomplishing some single goal, compared to just 12 per cent of poor people. And wealthy people are four times as likely to write down their goals as poor people. Corley has some great stuff on his blog about the difference between a wish and a goal.4. KEEP FIT
Well, you know what they say about healthy body, healthy mind. According to our American friends, 76 per cent of wealthy people exercise aerobically at least four days a week. Only 23 per cent of poor people do this.5. BE ORGANISED
It's almost too simple to be true, but 81 per cent of wealthy people keep a to-do list. Just 19 per cent of poor people do this. Want a good tip? Try an old-fashioned bit of paper. Crossing stuff off with a pen just feels good.6. READ

7. RING GRANDMA
Corley found that 80 of rich people make Happy Birthday calls compared to just 11 per cent of poor people. And while we're not suggesting that ringing Grandma will MAKE you rich, this stat does speak to the old adage: "if you want something done, give it to a busy person".8. DON'T WATCH BIG BROTHER
We all know that watching reality TV will turn your brain to eggplant or possibly mashed zucchini. Either way, you are indulging in the number one activity which keeps nobodies from becoming somebodies. Corley found that 67 per cent of wealthy people watch an hour or less of TV each day - and that just 6 per cent watch reality TV. Yes, just 6 per cent, compared to 78 per cent of poor people.9. DON'T PUNT
Only 23 per cent of wealthy people gamble, compared to 52 per cent of poor people. Bear in mind these stats pertain to Americans, so the number of gamblers is likely significantly higher here in Australia.10. RUN YOUR OWN RACE

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